Halloween is done, which means that a) we're still picking pieces of fake cobwebs off our desks and b) we have no more patience for scares - whether in our general lives or in our businesses; which is why you should attend our security event on Wednesday 19th November at the UKFast building! This newsletter also includes a great video from our round table discussing risk assessment for PCI compliance, and the eight tips that will help protect you against bank fraud. Finally, we’re doing a roundup of cyber security month including how to protect yourself going forward, and sharing some thoughts on privacy from our CEO Lawrence Jones!